The Biggest Multi State Co-Operative Bank in South India           

Financial growth
The business fundamentals of the bank are very strong. This can be seen from our growth charts as well as our growing customer base. The Banks Capital Reserve Adequacy Ratio (CRAR) stood at 14.78%, Gross NPAs are 2.83%, and Net NPAs are 1.89% at the end of last financial year (31 March 2017). The Deposits of the banks crossed over Rs. 2548.36 Crores and Loans & Advances about Rs. 1838.47 Crores by 31 August 2017.  The business turnover is about Rs. 4386.83 crores.    

Financial Indicators

 

Financial Indicators                                                                                                                                                              (  Rs in lakhs)

S.NO

Items

31/03/2016

  31/03/2017

1

Deposits

 

225608.17

253156.01

2

Loans

147198.61

173722.21

3

Share Capital

14338.92

17339.04

4

Reserves and surplus

8075.55

9427.77

5

Net  Worth

19302.71

23459.21

6

Investments

91647.66

94167.33

7

Profit

2932.85

3128.26

8

Working  Capital

254675.60

287514.98

9

Net Npa Percentage

1.39%

1.89%

10

Net Npas (Over Dues)

2045.81

3255.75

11

CRAR

15.21%

14.78%

13

No.of Branches

38

45

13

No.of Extention Counters

NIL

NIL

14

No.of Employees

361

393

15

No.of. Members

60177

68783

16

Permissible Credit Exposure Limit

   

17

Single borrower credit exposure limit

               3032.52

3656.00

18

Group borrower credit exposure limit

    8086.73 

9749.34


Growth Table:   The growth of the bank for the last 10 years

                 

Rs. In Lakhs

Year

“A” Class members

Share Amount

Deposits

Growth %

Loans

Growth %

Reserves

Profit

Div/ Int on SCA

2008-09

36333

2397

48008

24.78

34628

24.00

5126

340.98

10% / 10%

2009-10

30512

2737

67762

41.15

49451

42.81

5390

395.41

10% / 10%

2010-11

36331

3798

97269

43.54

72375

46.35

5702

484.98

10% / 10%

2011-12

41327

4951.13

121628

25.04

87406

20.77

7381

680.04

10% / 10%

2012-13

42040

6718.81

153990

26.61

110358

26.26

7964.55

1020.05

12% / 8%

2013-14

47790

9222.89

190585

23.76

126413

14.55

8895.13

1463.77

12% / 8%

2014-15

53733

11647.38

210835

10.63

143312

13.37

9132.64

2396.58

15%

2015-16

60177

14338.62

225608

7.00

147199

2.71

10053.41

2932.85

15%

2016-17

68783

17338.32

253156

12.21

173722

18.02

11795.77

3128.86

12%

2017-18

75298

19348.40

273056

7.86

197065

13.44

14588.45

3370.51

12%

 

 

Growth Chart (Deposits) : The growth of deposits for the last 10 years

Growth Chart (Loans) : The growth of Loans for the last 10 years.

Growth Chart (Loans & Deposits) : The growth of Loans & Deposits  for the last 10 years.

Growth Chart (Profits) : Profit for Last 10 Years